* { margin: 0; padding: 0; box-sizing: border-box; }
body {
    font-family: Georgia, 'Times New Roman', Times, serif;
    line-height: 1.7;
    color: #2c2c2c;
    background: #fafaf8;
}
h1, h2, h3, h4 { font-family: Georgia, 'Times New Roman', Times, serif; font-weight: 400; }
.header {
    background: #0a1628;
    padding: 14px 0;
    border-bottom: 3px solid #8b7535;
}
.nav {
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.logo {
    color: #c9b06b;
    font-size: 1.35em;
    font-weight: 400;
    text-decoration: none;
    letter-spacing: 1px;
}
.nav-links a {
    color: #b0b8c4;
    text-decoration: none;
    margin-left: 28px;
    font-family: -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif;
    font-size: 0.85em;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}
.nav-links a:hover { color: #c9b06b; }
.hero {
    background: #0a1628;
    padding: 100px 20px 80px;
    text-align: center;
    color: #e8e4d9;
    border-bottom: 3px solid #8b7535;
}
.hero h1 {
    font-size: 2.4em;
    margin-bottom: 18px;
    font-weight: 400;
    letter-spacing: 1px;
    color: #fff;
}
.hero p {
    font-size: 1.05em;
    max-width: 560px;
    margin: 0 auto 28px;
    color: #b0b8c4;
    line-height: 1.8;
}
.hero-sm { padding: 80px 20px 50px; }
.hero-sm h1 { font-size: 2em; margin-bottom: 8px; }
.btn {
    display: inline-block;
    padding: 12px 36px;
    background: #8b7535;
    color: #fff;
    text-decoration: none;
    font-family: -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif;
    font-size: 0.85em;
    letter-spacing: 1px;
    text-transform: uppercase;
    transition: background 0.3s;
}
.btn:hover { background: #a08940; }
.section {
    padding: 70px 20px;
    max-width: 1000px;
    margin: 0 auto;
}
.section h2 {
    text-align: center;
    margin-bottom: 16px;
    font-size: 1.8em;
    color: #0a1628;
}
.section-sub {
    text-align: center;
    color: #6b6b6b;
    margin-bottom: 50px;
    font-size: 0.95em;
}
.grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 28px;
}
.card {
    background: #fff;
    padding: 32px 28px;
    border: 1px solid #ddd;
}
.card h3 {
    margin-bottom: 14px;
    color: #0a1628;
    font-size: 1.15em;
}
.card p { color: #555; font-size: 0.92em; }
.card ul { color: #555; margin-top: 12px; padding-left: 18px; font-size: 0.92em; }
.card ul li { margin-bottom: 6px; }
.text-center { text-align: center; }
.text-muted { color: #6b6b6b; }
.mt-20 { margin-top: 20px; }
.divider {
    width: 60px;
    height: 2px;
    background: #8b7535;
    margin: 0 auto 40px;
}
.footer {
    background: #0a1628;
    color: #7a8494;
    padding: 40px 20px 20px;
    font-family: -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif;
    font-size: 0.82em;
}
.footer-inner {
    max-width: 1000px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: start;
    flex-wrap: wrap;
    gap: 30px;
}
.footer-col h4 { color: #c9b06b; margin-bottom: 10px; font-size: 0.9em; letter-spacing: 1px; text-transform: uppercase; font-family: -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif; }
.footer-col a { color: #7a8494; text-decoration: none; display: block; margin-bottom: 5px; }
.footer-col a:hover { color: #c9b06b; }
.footer-col p { line-height: 1.8; }
.footer-bottom { margin-top: 30px; padding-top: 16px; border-top: 1px solid #1e2d44; text-align: center; }
.footer-bottom p { font-size: 0.8em; color: #5a6474; }
.disclaimer {
    max-width: 1000px;
    margin: 0 auto;
    padding: 20px 20px 0;
    font-size: 0.72em;
    color: #5a6474;
    line-height: 1.7;
    border-top: 1px solid #1e2d44;
}
/* Contact form */
.form-group { margin-bottom: 16px; }
.form-group label { display: block; margin-bottom: 4px; font-family: -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif; font-size: 0.82em; color: #444; letter-spacing: 0.3px; }
.form-group input, .form-group select, .form-group textarea {
    width: 100%; padding: 10px 12px; border: 1px solid #ccc; font-size: 0.92em; font-family: Georgia, 'Times New Roman', serif;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none; border-color: #8b7535;
}